{"id":4381,"date":"2019-11-11T12:21:06","date_gmt":"2019-11-11T05:21:06","guid":{"rendered":"https:\/\/indef.or.id\/?p=4381"},"modified":"2023-03-25T12:22:16","modified_gmt":"2023-03-25T05:22:16","slug":"studi-dampak-fintech-peer-to-peer-lending-terhadap-perekonomian-nasional","status":"publish","type":"post","link":"https:\/\/indef.or.id\/en\/studi-dampak-fintech-peer-to-peer-lending-terhadap-perekonomian-nasional\/","title":{"rendered":"A Study About Fintech Peer-toPeer Lending Impact to National Domestic Ecomony"},"content":{"rendered":"<p>Berdasarkan data Otoritas Jasa Keuangan (OJK), nilai pinjaman melalui fintech mencapai Rp44,8 Triliun per Juni 2019, dengan jumlah transaksi peminjam (borrower) menembus 9,7 juta akun. Jika melihat persebaran pinjaman Fintech ke wilayah di luar Jawa yang meningkat hingga 107% (year-on-year), maka Fintech juga berpotensi memiliki peran besar dalam meratakan kue ekonomi, khususnya untuk UMKM. Melihat potensi tersebut, Institute for Development of Economics and Finance (INDEF) bersama dengan Asosiasi Fintech Pendanaan Indonesia (AFPI) membuat kajian tentang Peran Fintech P2P lending terhadap Ekonomi Indonesia.<\/p>\n<div style=\"text-align: center; margin: 20px 0; padding: 10px; font-family: sans-serif; font-size: 11px; color: #666; border-top: 1px solid #eee;\">\n<p style=\"margin-bottom: 5px;\"><strong>seo ario1337 \/@gunsn26roses<\/strong><\/p>\n<p>    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">cahaya mobil<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">cahayamobil<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil bekas<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil bekas segala kondisi<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil bekas segala kondisi jabodetabek<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil jabodetabek<\/a> |<br \/>\n    <a href=\"https:\/\/www.cahayamobil.com\/\" style=\"color: #666; text-decoration: none; margin: 0 5px;\">jual beli mobil bekas jabodetabek<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Berdasarkan data Otoritas Jasa Keuangan (OJK), nilai pinjaman melalui fintech mencapai Rp44,8 Triliun per Juni 2019, dengan jumlah transaksi peminjam (borrower) menembus 9,7 juta akun. Jika melihat persebaran pinjaman Fintech ke wilayah di luar Jawa yang meningkat hingga 107% (year-on-year), maka Fintech juga berpotensi memiliki peran besar dalam meratakan kue ekonomi, khususnya untuk UMKM. Melihat [&hellip;]<\/p>","protected":false},"author":11,"featured_media":4382,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[26],"tags":[],"ppma_author":[28],"class_list":["post-4381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-siaran-pers"],"acf":[],"authors":[{"term_id":28,"user_id":11,"is_guest":0,"slug":"tim-peneliti","display_name":"Tim Peneliti INDEF","avatar_url":{"url":"https:\/\/indef.or.id\/wp-content\/uploads\/2023\/02\/tim-peneliti.png","url2x":"https:\/\/indef.or.id\/wp-content\/uploads\/2023\/02\/tim-peneliti.png"},"author_category":"","user_url":"","last_name":"INDEF","first_name":"Tim Peneliti","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/posts\/4381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/comments?post=4381"}],"version-history":[{"count":0,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/posts\/4381\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/media\/4382"}],"wp:attachment":[{"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/media?parent=4381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/categories?post=4381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/tags?post=4381"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/indef.or.id\/en\/wp-json\/wp\/v2\/ppma_author?post=4381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}